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Exclusive Commercial Insurance Programs


Hispanic Arborist AssociationLANDSCAPE

General Liability Specifics

  • No subsidence exclusions
  • No residential exclusions
  • Blanket Additional Insured Protection–Included
  • Completed Operations Additional Insured
  • Limited Professional Liability–Covers Landscape & Arborists
  • design & build (automatically attached)
  • Pesticide or Herbicide Applicator Coverage (automatically attached)
  • Lawn Care Services–Limited Pollution Coverage
  • Per Project Aggregate–available
  • Wraps/OCIP’s off-site coverage available
  • Employee Benefits Liability
  • Excess Liability
  • General Liability coverage extensions for broadened named insured, Coverage Territory enhancement, Supplementary Payments, Increased Limits, Broadened Property Damage and many more

Auto Specifics

  • Pollution Liability BuyBack/Upset & Overturn-automatically included
  • Flexible auto liability and physical damage deductibles
  • Drive other Car (DOC)–available for eligible drivers
  • Youthful drivers with clean driving records accepted
  • Company & private passenger vehicles
  • Auto coverage extension for rental reimbursement for private passenger vehicles,lease gap coverage, glass repair waiver and many more

Property Specifics

  • Building Business Property
  • Office Property
  • Property extension coverages for Data & Media, Extra Expense, Property in Transit, Property Off-premises, Property in or on Vehicle, Money and Securities, Arson or Crime, Reward Coverages and many more.

Inland Marine Specifics

  • Scheduled Contractors Equipment
  • Unscheduled Contractors Equipment
  • Installation Floater (no exclusion for Trees,Plants & Shrubs)
  • Rented & Leased Equipment
  • Additional industry-supported coverages; Valuable Papers, Accounts Receivable, Fine Arts, etc.

Automatically Included

  • Employee Benefits Liability
  • Auto Pollution Liability Buy Backup set & Overturn
  • Excess Liability

Payment Highlights

  • Multiple premium finance plans
  • Flexible deposits and installment plans
  • Direct Pay


  • AM Best A- (Excellent) VIII


Coverages Included in Package

  • General Liability
  • Business
  • Auto
  • Inland Marine-Contractors Equipment
  • Property
  • Crime

Residential and Commercial Coverages

  • Landscape Maintenance
  • Landscape Construction
  • Synthetic Turf Installers
  • Irrigation System Installation & Repair
  • Arborists/Tree Trimming
  • Hydro Seeding
  • Nurseries and Nursery product sales
  • Greenhouses
  • Pond Installation & Repair
  • Weed Control
  • Landscape concrete curbing/paving
  • Habitat Restoration Services
  • Excavation with limited ornamental planting/tree and fencing work
  • Landscapers with incidental snow plowing and/or street cleaning
  • Landscapers with ancillary pool work such as decorative tile, rock, decking and limited plumbing work
  • Landscape Consultants & Architects (except Errors & Omissions)

Program Highlights

  • Tract home or multi-unit developments – Not Excluded
  • Cranes, boom trucks and bucket trucks eligible
  • New ventures OK with 3 years experience in the industry
  • Multiple premium finance plans
  • Flexible deposits and installment plans

Services Included

  • Dedicated Certificate Unit-24hour turnaround
  • Customized claims oversight
  • Claims handled by a leading National Claims Administrator
  • Loss Control
  • MVRs run for new hires
  • LCIS Business Services (legal, HR, safety and more)

Learn more about us, HERE.

Transfer of Risk is what we do, relationships are what we build!


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