Exclusive Commercial Insurance Programs

LANDSCAPE

General Liability Specifics

• No subsidence exclusions
• No residential exclusions
• Blanket Additional Insured Protection–Included
• Completed Operations Additional Insured
• Limited Professional Liability–Covers Landscape & Arborists
• design & build (automatically attached)
• Pesticide or Herbicide Applicator Coverage (automatically attached)
• Lawn Care Services–Limited Pollution Coverage
• Per Project Aggregate–available
• Wraps/OCIP’s off-site coverage available
• Employee Benefits Liability
• Excess Liability
• General Liability coverage extensions for broadened named insured, Coverage Territory enhancement, Supplementary Payments, Increased Limits, Broadened Property Damage and many more

Auto Specifics

• Pollution Liability BuyBack/Upset & Overturn-automatically included
• Flexible auto liability and physical damage deductibles
• Drive other Car (DOC)–available for eligible drivers
• Youthful drivers with clean driving records accepted
• Company & private passenger vehicles
• Auto coverage extension for rental reimbursement for private passenger vehicles,lease gap coverage, glass repair waiver and many more

Property Specifics

• Building Business Property
• Office Property
• Property extension coverages for Data & Media, Extra Expense, Property in Transit, Property Off-premises, Property in or on Vehicle, Money and Securities, Arson or Crime, Reward Coverages and many more.

Inland Marine Specifics

• Scheduled Contractors Equipment
• Unscheduled Contractors Equipment
• Installation Floater (no exclusion for Trees,Plants & Shrubs)
• Rented & Leased Equipment
• Additional industry-supported coverages; Valuable Papers, Accounts Receivable, Fine Arts, etc.

Automatically Included

• Employee Benefits Liability
• Auto Pollution Liability Buy Backup set & Overturn
• Excess Liability

Payment Highlights

• Multiple premium finance plans
• Flexible deposits and installment plans
• Direct Pay

Carrier

• AM Best A- (Excellent) VIII

LANDSCAPE ADVANTAGE

Coverages Included in Package

• General Liability
• Business
• Auto
• Inland Marine-Contractors Equipment
• Property
• Crime

Residential and Commercial Coverages

• Landscape Maintenance
• Landscape Construction
• Synthetic Turf Installers
• Irrigation System Installation & Repair
• Arborists/Tree Trimming
• Hydro Seeding
• Nurseries and Nursery product sales
• Greenhouses
• Pond Installation & Repair
• Weed Control
• Landscape concrete curbing/paving
• Habitat Restoration Services
• Excavation with limited ornamental planting/tree and fencing work
• Landscapers with incidental snow plowing and/or street cleaning
• Landscapers with ancillary pool work such as decorative tile, rock, decking and limited plumbing work
• Landscape Consultants & Architects (except Errors & Omissions)

Program Highlights

• Tract home or multi-unit developments – Not Excluded
• Cranes, boom trucks and bucket trucks eligible
• New ventures OK with 3 years experience in the industry
• Multiple premium finance plans
• Flexible deposits and installment plans

Services Included

• Dedicated Certificate Unit-24hour turnaround
• Customized claims oversight
• Claims handled by a leading National Claims Administrator
• Loss Control
• MVRs run for new hires
• LCIS Business Services (legal, HR, safety and more)

Learn more about us, HERE.

Transfer of Risk is what we do, relationships are what we build!

CDI LICENSE #0H52954